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March 2015, № 3 (178)



Soldatovа L.A., Davydova N. Yu. LEGAL AND FINANCIAL ASPECTS OF THE IMPLEMENTATION OF LONG-TERM HOUSING PROGRAMFrom an economic and social position housing is an important industry and needs to be accelerated development, this may contribute to the development of competent and effective implementation of long-term housing programs. Theoretical research on the problems of financial and legal regulation of the implementation of long-term housing programs devoted to scientific papers E.V. Bardasovoy, T.V. Gritsyuka, V.S. Kusmartsevoy, A.A. Tumanova, Ya.V. Schetinina and others. Despite the large number of works on the subject is marked, there is no comprehensive approach to solving the problems of financial and legal regulation of the implementation of long-term housing programs. Incomplete degree of elaboration of the problem confirms the prospective study the legal and financial aspects of the implementation of long-term housing programs. It should be noted that an important task of the state in the current economic environment is the development of financial security housing and forming an effective legal mechanism for regulating mortgage complex of the Russian Federation. The article reveals financial and legal problems of implementation of long-term housing programs, highlighted the norm of the Housing Code, governing the process of transition to a state housing policy. In the article the basic methods of solving housing problems, namely the purchase of housing at the expense of budget and other funds (without the involvement of their own financial resources); the purchase of the property at the expense of only their own sources of funding; by using a mixed form. Recommendations for improving the structure of the legal mechanism for regulating mortgage complex of Russia: the development of regulatory and legislative acts aimed at regulating market system of mortgage lending; legal regulation of the subsidized mortgage lending system used on the real estate markets.Key words: legal framework, housing legislation, state programs, housing reform, residential mortgage lending.

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About this article

Authors: Davydova N.Yu., Soldatova L.A.

Year: 2015


Editor-in-chief
Sergey Aleksandrovich
MIROSHNIKOV

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