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Demchenko L.V.
THE NATURE AND SPECIFICITY BANKING RISKS [№ 8 ' 2015]
Ensuring system stability in the monetary and credit sphere, and including assistance to stable development of bank mediation is impossible without understanding of the economic and legal nature, level and borders of bank risks. In this regard, actual is a question deeply and comprehensive study of the contents, specifics of bank risk (threat), scientific concepts of its development, understanding of functions and forms of manifestation of bank risk in the economic relations. Research of theoretical concepts of risk allows to allocate the main key directions: the classical concept (a risk ratio with probability of approach of an adverse event); the neoclassical concept (a risk ratio with uncertainty, or activity in the conditions of uncertainty). Idea of bank risk in many respects remains conformable to interpretation of risk in business activity of the subject. Equating of the concepts "risk" and "threat" since bank risks constantly are present at activity of bank owing to its enterprise (commercial) nature is contradictory, and threats result from illegal infringement of the subject of safety of bank (basic inadmissibility of threats from a position of criminal law). As to economic concept characteristic features, such as alternativeness, uncertainty, discrepancy that demands reflection of similar specifics and in definition of bank risk are inherent in risk. The understanding of essence of bank risk at the general-theoretical level is carried out from a position of economy, philosophy, sociology, affecting specific functions, the subjective and objective parties of this phenomenon. The essence of bank risk is expressed by means of its main functions, such as innovative, regulatory, protective, analytical. The subjestive-objective nature of bank risk is shown in type and structure of the market, a legal status of bank, activity scale, administrative and organizational structure, a decision-making level of responsibility by the personified staff of the credit organization taking into account an economic, legal, social orientation of activity of bank. Thus, despite the accumulated theoretical and practical knowledge in the sphere of a riskologiya which is available a divergence in understanding of the nature of bank risks demand further researches, including owing to influence of world financial crises, growth of requirements to management of financial risks from the state regulators.

Demchenko L.V., Gorina I.V.
MACROPRUDENTIAL FACTORS OF DEVELOPMENT OF THE BANKING MARKET IN THE CONDITIONS OF GROWING UNCERTAINTY [№ 13 ' 2012]
Thereupon, research is carried out article macroprudential politicians, its tools and elements, are classified macroprudential factors of vulnerability of the bank market, criteria of efficiency macroprudential politicians are defined. It is revealed, that in bank sphere taking into account globalisation of a world financial system it is necessary to provide changes in work of systems of risk-management both on makro- and at microlevel, to raise their functioning, to expand the list macroprudential factors of stability of bank system that will promote decrease in threats of the national bank market and growth of efficiency of realisation macroprudential politicians.

Demchenko L.M., Goncharov N.V.
THE PHENOMENOLOGY OF PERCEPTIONS AND CONCEPT AS AN ALTERNATIVE WAY CORPORAL SPECIFICITY OF SUBJECTIVE IN PHILOSOPHY OF M. MERLEAU-PONTI [№ 7 ' 2012]
In article investigates the specificity of the existentialist-phenomenological an approach M. Merleau-Ponty to the problem of perception and physicality with which the thinker is trying to discover the essence of human experience and thus reveal the quintessence of the authenticity of the whole being of the subject.

Demchenko L.M., Zakirova T.V.
THE PROBLEM OF THE INTERACTION OF TECHNICAL AND SOCIAL IN THE FORMATION OF "SIMULATION REALITY" AS A WAY OF HUMAN BEING IN PHILOSOPHY BY J. BAUDRILLARD [№ 7 ' 2011]
Article is devoted to the concept of simulation reality by J. Baudrillard. View of the ontological status of simulation reality, its origins and dependence on modern technology is considered in this work. The concepts of "simulacrum" and "hyperreality," as the phenomena of reality simulation are analyzed.

Shein E.V., Rusanov A.M., Demchenko E.V.
PHYSICAL PROPERTIES AND AMPHIPHILIC COMPONENTS OF ORGANIC MATTER IN SOILS OF THE BOROVSK IRRIGATION SYSTEM DURING THE POST IRRIGATION PERIOD [№ 5 ' 2011]
After nearly 15 years of irrigation cessation on Borovsk irrigation system due to scaled soil salinization during the post irrigation period desalinization of the upper 40-centimeter soil occurred on relatively elevated areas while cortical solonets were formed in the meso- and micro depressions. When physical and physicochemical properties of humus in the meadow-chernozem soils are relatively favorable a noticeable increase in the proportion of hydrophobic components is observed with relative hydrophilization and general decline of humus content in the cortical solonetz.

Demchenko L.M., Goncharov N.V.
CRITICAL ANALYSIS OF PHENOMENOLOGICAL EPISTEMOLOGY IN PHILOSOPHY FORMATION OF M. MERLO-PONTIOF M. MERLO-PONTI [№ 1 ' 2011]
The article is devoted to M.Merlo-Ponti's critical philosophical judgement of the basic scientific installations of epistemological rationalism and empiricism. The paper deals rite the concepts and the main ideas developed by the French thinker based on the fundamental principles of geshtaltpsyhology and existentialism.

Demchenko L.M.
SIGN AND SYMBOL STRUCTURES AND THEIR ROLE IN STUDYING SPECIFICITY OF SOCIAL REALITY IN PHILOSOPHY OF J. BAUDRILLARD [№ 9 ' 2009]
The article analyses contribution of J.Baudrillard into study of specificity of social reality in the course of his development of unique conceptual framework, consisting of sign-and-symbol structures which disclose peculiar features of his system of description of transformation of modern social reality.

Demchenko L.V.
COMPETITION AS MACROECONOMIC FACTOR OF BANK SYSTEM STEADINESS [№ 2 ' 2006]
The role of competition in steadiness of the Russian bank system is researched in this article, also general situations of risks, connected with forming of competitive sphere are distinguished here too.

Demchenko L.M., Karpeeva E.V., Osipova Yu.S.
THE UNITY PROBLEM OF EXISTENTIAL COMMUNICATION AND EXISTENTIAL CLARIFICATION IN THE PHILOSOPHY OF K. YASPERS [№ 1 ' 2006]
The problem of "communication" in its correlation with senses and freedom is regarded in this article. The attention is concentrated on the opening of the communication problem as an opportunity of people communication and common understanding, freedom realization through transcendention code comprehension, clarification of "border situations" and man’s tendency to the future.

Demchenko L.M., Karpeeva E.V., Osipova Y.S.
THE PECULIARITIES OF EXISTENCE AND TRANSCENDENCE CORRELATION IN THE PHILOSOPHY OF KARL YASPERS. [№ 7 ' 2005]
The problems of exposure of "existence", "transcendence", "transcendental codes" notions which mediate a human’s mastering the spiritual culture are considered in the article. The attention is paid to the exposure of existence as "a personality’s spiritual unity" which "demands" a human to become "a person of integrity", to the transcendence as "humanity’s spiritual source", unity of all people living a spiritual and moral life and to the "transcendence codes" as the efforts to unite the world culture and history into a unified uninterrupted process when a person feels correlating his or her being (existence) with transcendence.

Demchenko L.M., Masgutova L.M.
PECULIARITIES OF ALIENATION CONCEPTION IN PHILOSOPHY OF K. MARX AND D. LUKACH [№ 1 ' 2005]
The evolution of Derdya Lukach's ideas on the problem of alienation in modern for him society: from Gegel's identification of alienation with subject through conception "things alienation" to Marx's understanding of alienation phenomenon as an event of capitalistic production type, is regarded in this article.

Rusanov A.M., Malinovsky E.Yu., Shein E.V., Zasypkina D.I., Demchenko E.V.
ANTROPOGENIC EVOLUTION OF SOIL OF BOROVSKY IRRIGATIVE SYSTEM [№ 1 ' 2005]
Peeled solonetz and meadow-chernozem, deeply salt soil, occupied different positions in mesorelief , are revealed on the territory excluded irrgation of Borovsky irrigative system. Peeled solonetz is situated in comparative decline and, in comparison with meadow-chernozem soil, is greatly salted on the surface, also it is characterized with high content of natrium ion in soil absorbent complex, residuality and low permeability.

Demchenko L.M.
THE PROBLEM OF CORRELATION OF ECONOMICAL AND JURIDICAL RELATIONS IN PHILOSOPHY OF K. MARX AND MODERN REFORMATORY PROCESS [№ 10 ' 2004]

Mikhaylov F.T., Demchenko L.M.
PHILOSOPHY, EDUCATION, POWER [№ 4 ' 2003]
The problems of education crises in our country, its social, political, economic and socialcultural foundations are considered in the article, also necessity to turn back all high education to the status of state-civil institutions is proved here. Bureaucratization of all neareducational power structures in a state of non-civil society stands one of the most important reasons of education. The going out from educational process crises needs role strengthening of civil association of scientists and teachers, and limitation of bureaucrat arbitrariness in education, exactly "bureaucrat" innovations in education, refusal from universal regulation of educational process by bureaucrats.


Editor-in-chief
Sergey Aleksandrovich
MIROSHNIKOV

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© Электронное периодическое издание: ВЕСТНИК ОГУ on-line (VESTNIK OSU on-line), ISSN on-line 1814-6465
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Учредитель: Оренбургский государственный университет (ОГУ)
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