Pechonik O.I., Kruchinina V.A.
THEORETICAL BASES OF BANK SYSTEM AND REGIONAL ECONOMY INTERACTION ^{[№ 10 ' 2006]}
The processes of bank system and regional sector interaction are necessary factor of market economy forming and important element of structural economic reconstruction. Suppositions of economy increase and its stable development guarantee originate only with the advent of conditions for effective collaboration and common understanding.

Efimenkov V.I., Pechonik O.I.
THE ROLE OF FINANCIAL INNOVATION IN MODERN ECONOMIC DEVELOPMENT ^{[№ 10 (app.1) ' 2005]}
Modern period of development of the world and Russian finance and credit sector can de described as rapid development of finance innovations. In a general way it becomes apparent in creation and spread of new forms and hybrids of credit and finance instruments and operations, in appearance of new kinds of bank accounts and services, in credit and finance sphere of computers, electronic facilities of communication, satellites and different automation.

Pechonik O.I.
FINANCIAL INNOVATIONS IN MODERN BANKING SYSTEM’S DEVELOPMENT ^{[№ 10 (app.1) ' 2005]}
Rapid development of financial development can characterize the modern period of modern and Russian banking system’s functioning. In these conditions computerization of lending agencies’ departments, introduction of special banking technical equipment, connecting to Internet and so on become necessary condition of future development and banks’ effective functioning in home and international financial market.