Arystanov А.А.
REAL TIME GROSS SETTTLEMENT SYSTEMS (BANK OF RUSSIA) ^{[№ 13 ' 2010]}
The basic tendencies of system of on-line gross accounting were analyzed. The main steps of formation in the Russian system, its characteristics and functions were pointed out. the importance of electronic bank due payments was considered as one of the main direction of payment system development in Russia.

Arystanov А.А.
ACADEMIK ANALYSIS OF DEFINITIONS "CLEARING SETTLEMENT" AND "PAYMENT SYSTEM" ^{[№ 13 ' 2010]}
Academic analysis of definitions "credit transfer system" and "payment system" was held. The relation between two definitions has succession, and the key dereferences of the components depended on information technology influence. The main elements of the payment system were pointed out, which could direct the development in their coordination.